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	TERMS OF USE Welcome to Leisure 'n' Wealth. In accessing and using this website, you acknowledge that you have read, understood and agree to be bound by the following Terms Of Use:- About this Website On this website we provide an interactive environment in which users who are interested in learning about our products and services or registering interest in our products and services may find such information and, if they choose to do so, register their interest. If you register with us, we will issue you with a confidential user name and password to access the information and services contained on this website. You should ensure that you do not divulge your user name and password to any other person. Your obligations If you are not over the age of 18 years, you must obtain the consent of your parent or guardian before using this website or participate in any of our programs. You must not: a) use any other persons name, user identification or password when accessing or using this website, unless it is with our consent; b) post or transmit any material which in any way defames, harasses or offends any person, is obscene or which in any way may interfere with any other users of this website; c) provide any information to us which is the confidential information or proprietary information of any other person; d) use this website in any way which may be in breach of any laws, rules or regulations or may infringe any third party rights; or e) knowingly transmit any virus or take any action which may interfere with the operation of this website. Third Party Content, Products and Services Products and services offered for sale or advertised, and other information found on this website, may be the products, services and information of third parties. Third party products and services are not provided by us. If you purchase third party products and services, your legal relationship will be with the third party supplier and not us. You must check with any third party supplier as to the terms of provision of such products and services and the costs and charges involved. We may receive fees or commissions from third parties for such products and services. We make no representations about the accuracy or suitability of the information provided by third parties on this website. The information is provided 'as is' without express or implied warranty. You use the information at your own risk. Links This website may contain links to other websites which are not under our control or which are not maintained by us. The links to any such third party websites are provided for your convenience and information only. If you access these websites you do so at your own risk. We are not responsible for the content of those websites and will not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use or your reliance on any such content. The fact that a website is linked to this website does not imply any endorsement or sponsorship by us of that website or that we are affiliated in any way with the third party operating that third party website. Change of Information, Products and Services Information, products and services published on this website are subject to change without notice. Information provided to us You may at your discretion provide information to us in order to receive information about us, the products or services displayed on this website, to receive information relating to our property services and listings or to be involved in promotions or other activities undertaken by us. If you do so, you agree that any such information becomes our property and may be used by us or others, reproduced, published, transmitted, displayed modified or distributed at our discretion, subject to our obligations under our Privacy Policy. Copyright All contents of this website, including the software, design, text and graphics are owned by or licensed to us and are protected by copyright. Apart from fair dealing for the purpose of personal use, private study, research, criticism or review as permitted under copyright legislation, you may not reproduce, transmit, adapt, distribute, sell, modify or publish or otherwise use any of the material on this website without our prior written consent. Trademarks This web site includes trademarks which are registered, are the subject of pending applications or which are otherwise protected by law. You may not use these trademarks with out our consent. Disclaimer To the extent permitted by law, we exclude all warranties, conditions and representations whether express, implied, statutory or otherwise, relating in any way to this web site, your use of this web site, and the information, products and services supplied, offered to be supplied or advertised or accessed through this web site; all liability - including for negligence- to you or anyone else in respect of any loss or damage ( including special, indirect or consequential loss or damage), costs and expenses suffered by you or claims made against you arising from or in connection with any use of the information, products or services supplied or advertised or accessed through this web site for any reason (including negligence). In the event that Terms and Conditions or warranties are implied by law and cannot be excluded, then those terms and conditions or warranties are included. However, in the supply of goods, our liability is limited at our option to one or more of the following:- A.) The replacement of the goods or the supply of equivalent goods; OR B.) The payment of the cost of replacement or the goods or the supply of equivalent goods; OR C.) The repair of the goods or payment of the cost of repair of goods; and in the case of services, supplying the services again or paying the cost of supplying the services again. Investment related products / offers:- Dealing in securities has inherent risks. Profits might be made but losses might also be incurred. No assurance of profits can be given or should be taken to be given in any way. Prospective investors should be aware of the potential risks of investment in securities and should only make the decision to invest after due and careful consideration. If you are in any doubt as to any aspect of dealing in securities, you should consult a licensed investment adviser or securities dealer, or a person who is qualified or licensed to give such advice. You should not regard any comment or expression of opinion of Leisure 'n' Wealth as investment advice or securities recommendations nor should you act upon any investment advice given on securities recommendations made to you by a person who is not qualified or licensed to give such advice or to make such recommendations. Indemnity You agree to indemnify us and our partners, agents, officers, employees and other authorized representatives against all claims, suits, demands, damages, liabilities, costs or expenses arising in any way out of or in any way connected to your use of this website. Termination If in our reasonable opinion you fail to comply with any of these terms and conditions of use of this website, we may terminate or limit your access to this website. Governing Law Any legal issues arising out of the use of this website will be governed by the laws of Hong Kong and by using this website you submit to the jurisdiction of Hong Kong courts. For more information, please review our Privacy Policy and Earnings Statement.

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